Is this a perfect example when searching for a spotless cape cod w/character? Granite, garden window + pantry highlight the kitchen. The pellet stove & new low maintenance coal heat will keep those toes warm until your flower & tree budding corner lot comes alive starting right from the slate patio. Master bedroom & bath on 1st. floor. Complete the wide open tiled lower level for more space.
The mortgage combined with one of the lowest taxes in the price range offers the best value. Your monthly budget will compare to homes priced in the $150's. Based on your good credit, and current FHA financing at 4.125% you can get into this home for about $1154/month including taxes, insurance, & fees. VA financing based on 4% is approx. $1058/month. 10% Conventional financing 4.375% is about $1049/mo. all in. Please confirm all costs with your lender prior to making an offer.

New coal heat is a low maintenance, low dust hopper style unit. Engineered white ash wood flooring in kitchen. Onyx glass tile in bathroom. Almost new roof. Lower level has tile floors and is clean, can be easily completed. There is a 1/2 bath hook up in laundry area. Coal furnace just installed 2/19. Multiple heat sources. Pellet stove, coal heat. Propane fireplace in corner of lower level, and the oil furnace is also still in place. (It will need to be serviced if you ever want to use it). The seller doesn't feel the need to use it.