As a dedicated real estate agent with Century 21 Affiliated in Temecula, and over 20 years of experience as a Loan Officer, I have dedicated my career to helping individuals and families achieve the dream of homeownership. My passion lies in assisting clients through the financial aspects of purchasing a home, from getting prequalified for a new home loan to refinancing for lower payments. I find immense satisfaction in guiding clients through these significant life milestones, ensuring they understand the process and feel confident every step of the way. My commitment to serving clients led me to expand my expertise by obtaining my real estate license with Century 21 Affiliated, Fine Homes and Estates. This additional qualification allows me to offer comprehensive assistance from securing financing to personally showing homes. I love every part of the home-buying process, and this enthusiasm drives me to go above and beyond for my clients. My in-depth knowledge of both the lending and real estate sides of the transaction means I bring a unique and valuable perspective that most realtors simply cannot offer. One of the key reasons clients choose to work with me is my unwavering dedication. I am available seven days a week, continuing to work when many loan officers and real estate agents are not. My clients can trust that I will always prioritize their needs, provide timely communication, and work tirelessly to make the process as smooth and stress-free as possible. Beyond my professional life, I am proud to have a loving family who supports my passion for helping others. My wife of 21 years and I have raised four boys who are now grown, and we are currently raising our daughter, who is deeply involved in club soccer. We are also blessed with one granddaughter and three grandsons. My family values and work ethic extend to my professional life as I treat each client like family and strive to ensure they are always well cared for. When you work with me, you gain a dedicated advocate who understands every facet of the home-buying journey. Whether you are looking to get prequalified for your first home, refinance for better financial stability, or find your forever home, I am here to guide you every step of the way. My commitment to my clients is unwavering, and I will always do everything I can to ensure their needs are met and their dreams of homeownership become a reality.